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Wendy F. Sweet, Principal of Sweet Carolina Houses, LLC and Carolina Hard Money, LLC

Wendy Sweet has been lending money to investors since 2001 as both a conventional lender and Hard Money lender.  In 2008, she along with countless others tossed conventional lending to the trash pile.  She dug in by growing her Hard Money Company offering funds to the investors who were able to navigate the changing world of real estate.  She and her partner, Bill Fairman, who is also her brother, have been successfully lending money primarily in North and South Carolina to investors, rehabbers and builders ever since.  They now manage a real estate fund for accredited investors in addition to brokering loans for those with money to invest.

Wendy is also a 35 year licensed real estate broker in both Carolina’s.  She combines her selling knowledge with her long time lending expertise in order to provide top-notch service to her borrowers and investor lenders.  Their goal is to guide and assist like-minded people to build their wealth allowing them to impact the lives of family, friends and community by building wealth through a proven lending model in the Carolina’s while providing strong returns for real estate investors.


Bill Fairman, Principle of Carolina Hard Money, LLC and Carolina Capital Management

Bill began his career in the mortgage banking industry in 1989 as a residential mortgage loan officer with The Money Centre, a Charlotte NC based mortgage brokerage. He moved up the ranks to Wholesale Account Executive and after eleven years with The Money Centre, Bill went on to become Regional Sales Manager for several other wholesale mortgage companies, the last a Wholesale Commercial Mortgage Lender.

Bill was one of the few that successfully made the transition from residential to commercial lending and was assigned the duty of hosting the company’s half-day seminars teaching residential mortgage professionals how to underwrite commercial loans.

Having spent the vast majority of his time on the wholesale side of the mortgage industry, he has had a unique opportunity to be involved in literally thousands of mortgage transactions, and thus has seen almost every type of scenario play out, both good and bad, giving him a unique depth of experience in the real estate investment space.

Bill is a co-founder of Carolina Hard Money, a hard money lender that specializes in short term purchase money loans with a construction component for real estate investors/builders in the Carolina’s. Bill is also a managing member of Carolina Capital Management.

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