SBA Loans

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Interested in a SBA loan?

We have partnered with South End Capital to offer you additional loan services.

Founded in 2009, South End Capital is a nationwide, non-conforming lender providing small balance real estate mortgages, subprime SBA loans, and business financing.

Additionally, South End Capital offers fee discounts for veterans and first responders.


Loans Offered


Subprime SBA

South End Capital offers streamlined SBA loans for the non-conforming business owner. They have no collateral loan options and can provide up to 200% LTV (loan-to-value) in 1st, 2nd or 3rd position on real estate and/or equipment.

Whether you are seeking working capital, funds to purchase real estate, equipment or a business; or want to refinance debt or consolidate merchant cash advances into an affordable monthly payment — South End Capital has a loan for you.

There is no upfront credit pull, no application fee, and most business types are considered (sorry, no startups).

  • $30,000 to $20,000,000+
  • Rates from 6.5%
  • Monthly Payments
  • No Prepay Penalty Options
  • 10 to 25 Years Amortized
  • 550 Credit Minimum
  • 1 Year Min. Time in Business
  • Debt/MCA Consolidation
  • Unrestricted Working Capital
  • Few Industry Restrictions
  • Construction Financing
  • Nationwide Program

Business Financing

South End Capital offers business term loans, credit lines and invoice financing requiring no credit score minimum, no or limited paperwork and no real estate or hard collateral — only an active business bank account.

Rates start at 0.39% per week or 6.99% per year, there are no out-of-pocket costs, and they offer no prepay penalty options.

Businesses located in the 50 States, Washington D.C., Puerto Rico, U.S. Virgin Islands, Guam, American Samoa and Northern Mariana Islands are considered.

  • $1,000 to $500,000
  • No Credit Score Minimum
  • Rates From 0.39%
  • 12 Week to 10 Year Terms
  • No UCC or Lien Options
  • No Collateral Required
  • No Restricted Industries
  • Weekly or Monthly Payments
  • No Set NSF Restrictions
  • 1 Minimum Monthly Deposit
  • 90+ Day Time in Business
  • No Tax Returns or Financials

NOTICE: You are clicking on a link which leaves Carolina Capital Management’s website, and you will be redirected to a third party partner website. Carolina Capital Management, LLC makes no representations nor has any supervision or control over the quality, content, reliability or security of the third party website or any of their products, nor shall Carolina Capital Management, LLC be liable for its use.

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