Can you really flip houses with no money?

Yes and no.

If you are willing to pursue creative financing options such as joint partnership agreements with someone that has money, forming a LLC with a partner with money, etc. then you wouldn’t have to have the money yourself.

For our loans, we have to be able to see that you (or you and a partner) have enough funds to cover closing costs, builder’s risk insurance and at least 6 months of payments available to you in order to show that you can afford the loan.