Welcome to Carolina Hard Money
Making Hard Money Easy
Welcome to Carolina Hard Money
Making Hard Money Easy
Welcome to Carolina Hard Money
Making Hard Money Easy
Welcome to Carolina Hard Money
Making Hard Money Easy
Welcome to Carolina Hard Money
Making Hard Money Easy

Private Capital for Real Estate Investors

Carolina Capital is a hard money lender serving the needs of the “Real Estate Investor” and the “Small Builder” borrower who is striving to build wealth and generate income for themselves and their families. We offer “hard money rehab loans” and “Ground up Construction Loans” for investors only in NC, SC, GA, VA and TN (some areas of FL, as well).

As part of our business practices, we also serve as consultants for investors guiding them to network with other investors and educating them in locating and structuring transactions. Rarely, if ever, will you find a hard money lender willing to invest in your success like Carolina Capital Management.

Carolina Capital promotes that all of their hard money loan transactions be made ethically and morally. Our goal is to put People and Principles in front of Profit. Carolina Capital understands that the best way to serve our customers as a hard money lender is to be able to walk in their shoes. We are also very proud members of the American Association of Private Lenders.  As real estate investors ourselves, we feel this enables us to better understand the goals and needs of our customers.

Proud Member of the American Association of Private Lenders

The Hard Money Programs We Offer Are:

  • Single Family Residential Fix & Flip Loans – We currently finance up to 90% of the purchase and 100% of the rehab costs up to 65% of the ARV, 3-3.5 points, rates starting at 10.99% and 6 month term with interest only payments. No pre-payment penalties!
  • New Construction Single Family Loans – Up to 85% Loan to Cost and maxiumum 65% ARV, 3-3.5 points, rates starting at 10.99% and 12 month term with interest only payments. No pre-payment penalties!
  • Commercial Property Loans – Up to 75% LTV, 3-5 points, rates starting at 8.00% and terms up to 24 months with interest only payments. No pre-payment penalties!

Closings in as little as 10 days once approved

See our FAQ page for more information.

Rock Hill Subgroup

Carolina Capital Management

**New Office Address**
325 South Oakland Ave, Suite 201
Rock Hill, SC 29730

This month, our very own Jonathan Davis will be our guest speaker. Not only is Jonathan the head of operations and secondary marketing for Carolina Capital Management, but he has purchased, rehabbed, and held for rentals many properties around the Charlotte market!

Watch the September ZOOM Recording Link: https://us02web.zoom.us/rec/play/1DLvpN3LyhnTdvF8sJg1xh07tgxkGpMV2gX98IBL71ol_XGzQfYfHV2hSnl54Jd2sRTAqM_01q3M6w4k.9fkpd4Vhq6ZrqLMQ
Passcode: 0S6=H6sb

“North Carolina Hard Money Lender
South Carolina Hard Money Lender”

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