Carolina Capital Management is a hard money lender serving the needs of the real estate investor and the small builder borrower who is striving to build wealth and generate income for themselves and their families.  We offer hard money rehab loans and ground-up construction loans for investors only in NC, SC, GA, VA, TN, FL and now TX. We also serve as consultants for investors, guiding them to network with other investors and educating them in locating and structuring transactions.

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Residential Fix & Flips


We finance up to 90% of the purchase and 100% of the rehab costs up to 70% of the ARV, 3-3.5 points, rates starting at 11.99%, 6 to 9-month terms and interest-only payments.

New

Construction

We finance up to 85% Loan to Cost and maximum 70% ARV, 3-3.5 points, rates starting at 11.99% with a 12-month term and interest-only payments.

Commercial Properties


We finance up to 90% of the purchase and 100% of the rehab costs up to 70% of the ARV, 3-3.5 points, rates starting at 11.99%, 6 to 9-month terms and interest-only payments.

Long-Term Financing

For Multi-Family Units under 50 doors, we offer rates as low as 7% fixed for a 30-year term. We finance up to 75% LTV, $250K-$5M, DSCR 1.2X.

Carolina Capital Management is a hard money lender serving the needs of the Real Estate Investor and the Small Builder borrower who is striving to build wealth and generate income for themselves and their families. We offer hard money rehab loans and Ground-Up Construction Loans for investors in NC, SC, GA, VA, TN, FL and now TX.

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